Zero-Based Budgeting Apps See 200% Growth as Americans Fight Inflation

Zero-based budgeting apps like YNAB, EveryDollar, and Goodbudget have seen 200% user growth as inflation-squeezed Americans seek greater control over every dollar they earn.

What Is Zero-Based Budgeting

Unlike traditional budgeting, zero-based budgeting assigns every dollar a specific job — bills, savings, groceries, entertainment — until your income minus allocations equals zero. Nothing goes untracked.

Results

YNAB reports its average user saves $600 in their first month and $6,000 in the first year. Users report feeling "in control" of their finances for the first time.

• 200% user growth in budgeting apps
• Average user saves $600 in first month
• $6,000 saved in first year
• Every dollar assigned a purpose