Credit card debt at a record $1.2 trillion makes balance transfer cards more valuable than ever. Here are the best 0% APR offers available in April 2026.
Top Picks
- Citi Simplicity: 0% APR for 21 months, no annual fee, 3% transfer fee
- Wells Fargo Reflect: 0% APR for 21 months, no annual fee, 3% fee
- BankAmericard: 0% APR for 18 months, no annual fee, 3% fee
- Chase Slate Edge: 0% APR for 18 months, no annual fee, 3% fee
- US Bank Visa Platinum: 0% APR for 20 months, no annual fee, 3% fee
How Much You Can Save
Transferring $8,000 from a 24% APR card to a 0% balance transfer card saves approximately $1,920 in interest over 21 months. The 3% fee ($240) is minimal compared to the savings.
