Banks are offering aggressive sign-up bonuses to attract new customers. Strategic account opening can net you $3,000 or more in free money with minimal effort.
Best Bonuses Available Now
- Chase Total Checking: $300 (direct deposit required)
- Citi Priority: $700 (maintain $50K balance 60 days)
- US Bank Smartly: $500 ($5K direct deposits)
- SoFi Checking: $300 (direct deposit)
- Wealthfront Cash: $275 ($500 deposit)
Bank bonus churning is legal and tax-efficient. Report bonuses as interest income on taxes. The key is meeting requirements, avoiding fees, and closing accounts after the bonus posts and any clawback period expires.
