April is National Financial Literacy Month, and advocates are renewing calls for mandatory personal finance education in all U.S. high schools. Currently, only 26 states require a standalone financial literacy course for graduation.

Research consistently shows that students who receive formal money management instruction are more likely to build emergency savings, avoid high-interest debt, and start investing earlier in their careers. The long-term economic benefits extend to reduced reliance on public assistance programs.

Nonprofits and financial institutions are hosting free workshops, webinars, and community events throughout the month aimed at reaching underserved populations who may lack access to traditional financial advisory services.